1|<?xml version="1.0" encoding="UTF-8"?>
2|<!-- Copyright (C) 2005 CEBS Secretariat Ltd., Tower 42, 25 Old Broad Street, London, EC2N 1HQ, United Kingdom. -->
3|<xsd:schema elementFormDefault="qualified" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema" targetNamespace="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/d-ec-2006-07-01" attributeFormDefault="unqualified" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:d-ec="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/d-ec-2006-07-01" xmlns:ref-corep="http://www.c-ebs.org/eu/fr/esrs/corep/2005-09-30/ref-corep-2005-09-30" xmlns:ref="http://www.xbrl.org/2004/ref" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
4| <xsd:annotation>
5| <xsd:appinfo>
6| <link:linkbaseRef xlink:type="simple" xlink:href="d-ec-2006-07-01-presentation.xml" xlink:title="Presentation Links, all" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
7| <link:linkbaseRef xlink:type="simple" xlink:href="d-ec-2006-07-01-definition.xml" xlink:title="Definition Links, all" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
8| <link:linkbaseRef xlink:type="simple" xlink:href="d-ec-2006-07-01-label.xml" xlink:title="Label Links, all" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
9| <link:linkbaseRef xlink:type="simple" xlink:href="d-ec-2006-07-01-reference.xml" xlink:role="http://www.xbrl.org/2003/role/referenceLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
10| </xsd:appinfo>
11| </xsd:annotation>
12| <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
13| <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
14| <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
15| <xsd:import namespace="http://www.xbrl.org/2004/ref" schemaLocation="http://www.xbrl.org/2004/ref-2004-08-10.xsd"/>
16| <xsd:import namespace="http://www.c-ebs.org/eu/fr/esrs/corep/2005-09-30/ref-corep-2005-09-30" schemaLocation="ref-corep-2005-09-30.xsd"/>
17| <xsd:element name="ExposureClassesDomain" id="d-ec_ExposureClassesDomain" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
18| <xsd:element name="IRBECCentralGovernmentsAndCentralBanks" id="d-ec_IRBECCentralGovernmentsAndCentralBanks" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
19| <xsd:element name="IRBECOtherNonCreditObligationAssets" id="d-ec_IRBECOtherNonCreditObligationAssets" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
20| <xsd:element name="IRBECInstitutions" id="d-ec_IRBECInstitutions" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
21| <xsd:element name="IRBECOfWhichCreditInstitutionsAndInvestmentFirms" id="d-ec_IRBECOfWhichCreditInstitutionsAndInvestmentFirms" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
22| <xsd:element name="IRBECCorporates" id="d-ec_IRBECCorporates" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
23| <xsd:element name="IRBECOfWhichSpecialisedLending" id="d-ec_IRBECOfWhichSpecialisedLending" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
24| <xsd:element name="IRBECCorporatesOfWhichSME" id="d-ec_IRBECCorporatesOfWhichSME" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
25| <xsd:element name="IRBECRetail" id="d-ec_IRBECRetail" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
26| <xsd:element name="IRBECSecuredByRealEstate" id="d-ec_IRBECSecuredByRealEstate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
27| <xsd:element name="IRBECQualifyingRevolving" id="d-ec_IRBECQualifyingRevolving" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
28| <xsd:element name="IRBECOtherRetail" id="d-ec_IRBECOtherRetail" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
29| <xsd:element name="IRBECRetailOfWhichSME" id="d-ec_IRBECRetailOfWhichSME" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
30| <xsd:element name="IRBECEquity" id="d-ec_IRBECEquity" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
31| <xsd:element name="TotalIRBExposureClass" id="d-ec_TotalIRBExposureClass" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
32| <xsd:element name="SAECCentralGovernmentsCentralBanks" id="d-ec_SAECCentralGovernmentsCentralBanks" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
33| <xsd:element name="SAECRegionalGovernmentsLocalAuthorities" id="d-ec_SAECRegionalGovernmentsLocalAuthorities" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
34| <xsd:element name="SAECAdministrativeBodiesNonCommercialUndertakings" id="d-ec_SAECAdministrativeBodiesNonCommercialUndertakings" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
35| <xsd:element name="SAECMultilateralDevelopmentBanks" id="d-ec_SAECMultilateralDevelopmentBanks" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
36| <xsd:element name="SAECInternationalOrganisations" id="d-ec_SAECInternationalOrganisations" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
37| <xsd:element name="SAECInstitutions" id="d-ec_SAECInstitutions" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
38| <xsd:element name="SAECCorporates" id="d-ec_SAECCorporates" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
39| <xsd:element name="SAECRetail" id="d-ec_SAECRetail" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
40| <xsd:element name="SAECSecuredOnRealEstateProperty" id="d-ec_SAECSecuredOnRealEstateProperty" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
41| <xsd:element name="SAECPastDueItems" id="d-ec_SAECPastDueItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
42| <xsd:element name="SAECItemsBelongingRegulatoryHighRiskCategories" id="d-ec_SAECItemsBelongingRegulatoryHighRiskCategories" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
43| <xsd:element name="SAECCoveredBonds" id="d-ec_SAECCoveredBonds" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
44| <xsd:element name="TotalSAExposureClass" id="d-ec_TotalSAExposureClass" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
45| <xsd:element name="SAECShortTermClaimsInstitutionsCorporate" id="d-ec_SAECShortTermClaimsInstitutionsCorporate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
46| <xsd:element name="SAECCollectiveInvestmentsUndertakingsCIU" id="d-ec_SAECCollectiveInvestmentsUndertakingsCIU" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
47| <xsd:element name="SAECOtherItems" id="d-ec_SAECOtherItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
48| <xsd:element name="ExposureClassDimension" id="d-ec_ExposureClassDimension" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="instant"/>
49|</xsd:schema>
50|